Welcome to the privacy statement for Home Loan Finance Online and Clark Family Pty Ltd, which applies exclusively to this website.
Your privacy is incredibly important to us. With this policy, we aim to clarify our data collection and dissemination processes associated with this website.
Data We Gather and Its Purpose
When you make a financial services referral request through Home Loan Finance Online, we gather your name, phone number, email address, and other related information to ensure we can effectively assist you.
Our network includes third-party providers who use this information to accurately address your inquiries. Home Loan Finance Online forwards these details on your behalf solely for this purpose. We assure you that these companies are restricted in using your personal information beyond what is necessary to support us.
We guarantee that your personal information, including contact details, is never shared with any other party without your consent.
Note: Despite links to external sites, Clark Family Pty Ltd cannot be held responsible for their privacy policies or content.
Cookies
Our website, Home Loan Finance Online, utilizes cookies to log session data and track personalized visitor engagement, helping us monitor website usage, improve performance, and manage repeated promotional content delivery.
Advertising from Third Parties
We collaborate with third-party advertisers to display ads on our site. These advertisers use cookies and web beacons to evaluate and enhance ad performance. They may gather anonymous data from your visits to tailor advertising strategies, such as timestamps or ad details.
Personal Data Access
You have rights to access your personal data with some exceptions allowed by law. We may set terms on how this information is accessed, and if access is refused, we will provide a detailed explanation in writing. Access may incur nominal fees for administration. To obtain access, please reach out to us. For your security, requests might need to be in writing.
Updates to Our Privacy Policy
We frequently review and revise our privacy policy to align with shifting market standards and requirements, ensuring its ongoing relevance and compliance.
Inquiries or Concerns
If you have questions or issues relating to our privacy practices or your data, please don't hesitate to contact us.
For more information on privacy protection, contact the Australian Federal Privacy Commissioner at: 1300 363 992.
Filing a Complaint
If you believe any aspect of our operations violates this Privacy Policy or the National Privacy Principles, you can file a complaint, which we will address promptly. To proceed, please contact Home Loan Finance Online initially. If you find our resolution unsatisfactory, reach out to the Australian Federal Privacy Commissioner’s hotline at: 1300 363 992.
For further queries regarding this policy, our website’s practices, or your experience with our platform, please get in touch with us.
FOLLOW US
Follow us!
We are a proud member of the Financial Services Online network!
Connect with us on your favourite social media platform for the latest financial news, views, tips, tricks, resources and information.
For many Australian consumers, buying a property is one of the most significant financial decisions they'll make. Navigating the home loan landscape effectively is crucial to easing the journey toward property ownership. - read more
When you're in the market for a new home, finding the right loan can save you thousands of dollars over the life of the mortgage. Comparing home loans is crucial for Australian buyers looking to secure the best possible deal. With various options available, understanding the finer details can make a significant difference in your financial journey. - read more
Refinancing a home loan is a process many Australian homeowners consider at some point. But what exactly does it mean? In simple terms, refinancing involves replacing your existing mortgage with a new one—usually with different terms. Homeowners often look into refinancing for several reasons, whether it’s to secure a lower interest rate, consolidate debts, or switch from a fixed to a variable rate (or vice versa). - read more
When embarking on the journey of homeownership, many Australians find themselves navigating the complex world of home loans. On the surface, the mortgage process might seem straightforward. You find a home, secure a loan, and make payments until it’s fully paid off. However, the reality is more intricate, involving various fees and charges that can quickly add up. - read more
The Australian Securities and Investments Commission (ASIC) has introduced a new, consolidated legislative instrument that relates to financial advice. This update follows through on ASIC's May announcement regarding the remake of three existing advice-related instruments. - read more
Australia’s leading financial institution, the Commonwealth Bank of Australia, has openly criticised the Reserve Bank of Australia (RBA) for its calculations related to a proposed reduction in debit and credit card transaction fees. The RBA suggested that the reform would save Australian businesses $1.2 billion annually and benefit the majority of companies, a claim that the Commonwealth Bank strongly disputes. - read more
Amid a period of robust consumer spending, Australia's mortgage holders may face limited future interest-rate cuts. The Commonwealth Bank has observed Australians increasing their spending over the last six months, spurred by rising incomes, a robust job market, and previously lowered interest rates. - read more
The Compensation Scheme of Last Resort (CSLR) recently highlighted potential delays in compensation payments due to insufficient special levy funds. In July, the CSLR's proposed FY2025–26 levy plan allocated $67.29 million for financial advisers, surpassing the $20 million limit set for the subsector. This shortfall of $47.29 million prompted the Treasury to initiate a consultation in August to determine funding solutions for the excess levy. - read more
