Home Loan Finance Online Privacy Statement

Welcome to the privacy statement for Home Loan Finance Online and Clark Family Pty Ltd, which applies exclusively to this website.

Your privacy is incredibly important to us. With this policy, we aim to clarify our data collection and dissemination processes associated with this website.

Data We Gather and Its Purpose

When you make a financial services referral request through Home Loan Finance Online, we gather your name, phone number, email address, and other related information to ensure we can effectively assist you.

Our network includes third-party providers who use this information to accurately address your inquiries. Home Loan Finance Online forwards these details on your behalf solely for this purpose. We assure you that these companies are restricted in using your personal information beyond what is necessary to support us.

We guarantee that your personal information, including contact details, is never shared with any other party without your consent.

Note: Despite links to external sites, Clark Family Pty Ltd cannot be held responsible for their privacy policies or content.

Cookies

Our website, Home Loan Finance Online, utilizes cookies to log session data and track personalized visitor engagement, helping us monitor website usage, improve performance, and manage repeated promotional content delivery.

Advertising from Third Parties

We collaborate with third-party advertisers to display ads on our site. These advertisers use cookies and web beacons to evaluate and enhance ad performance. They may gather anonymous data from your visits to tailor advertising strategies, such as timestamps or ad details.

Personal Data Access

You have rights to access your personal data with some exceptions allowed by law. We may set terms on how this information is accessed, and if access is refused, we will provide a detailed explanation in writing. Access may incur nominal fees for administration. To obtain access, please reach out to us. For your security, requests might need to be in writing.

Updates to Our Privacy Policy

We frequently review and revise our privacy policy to align with shifting market standards and requirements, ensuring its ongoing relevance and compliance.

Inquiries or Concerns

If you have questions or issues relating to our privacy practices or your data, please don't hesitate to contact us.

For more information on privacy protection, contact the Australian Federal Privacy Commissioner at: 1300 363 992.

Filing a Complaint

If you believe any aspect of our operations violates this Privacy Policy or the National Privacy Principles, you can file a complaint, which we will address promptly. To proceed, please contact Home Loan Finance Online initially. If you find our resolution unsatisfactory, reach out to the Australian Federal Privacy Commissioner’s hotline at: 1300 363 992.

For further queries regarding this policy, our website’s practices, or your experience with our platform, please get in touch with us.

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Home Loans Articles

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Fixed vs Variable Rates: Choosing the Right Home Loan for You For many Australian consumers, buying a property is one of the most significant financial decisions they'll make. Navigating the home loan landscape effectively is crucial to easing the journey toward property ownership. - read more

Refinancing Your Home Loan: When and Why to Consider It Refinancing a home loan is a process many Australian homeowners consider at some point. But what exactly does it mean? In simple terms, refinancing involves replacing your existing mortgage with a new one—usually with different terms. Homeowners often look into refinancing for several reasons, whether it’s to secure a lower interest rate, consolidate debts, or switch from a fixed to a variable rate (or vice versa). - read more

How to Compare Home Loans: Tips for Finding the Best Deal When you're in the market for a new home, finding the right loan can save you thousands of dollars over the life of the mortgage. Comparing home loans is crucial for Australian buyers looking to secure the best possible deal. With various options available, understanding the finer details can make a significant difference in your financial journey. - read more

The Hidden Costs of Home Loans: Don’t Get Caught Off Guard When embarking on the journey of homeownership, many Australians find themselves navigating the complex world of home loans. On the surface, the mortgage process might seem straightforward. You find a home, secure a loan, and make payments until it’s fully paid off. However, the reality is more intricate, involving various fees and charges that can quickly add up. - read more

Fixed vs Variable Rates: Choosing the Right Home Loan for You For many Australian consumers, buying a property is one of the most significant financial decisions they'll make. Navigating the home loan landscape effectively is crucial to easing the journey toward property ownership. - read more

How to Compare Home Loans: Tips for Finding the Best Deal When you're in the market for a new home, finding the right loan can save you thousands of dollars over the life of the mortgage. Comparing home loans is crucial for Australian buyers looking to secure the best possible deal. With various options available, understanding the finer details can make a significant difference in your financial journey. - read more

Refinancing Your Home Loan: When and Why to Consider It Refinancing a home loan is a process many Australian homeowners consider at some point. But what exactly does it mean? In simple terms, refinancing involves replacing your existing mortgage with a new one—usually with different terms. Homeowners often look into refinancing for several reasons, whether it’s to secure a lower interest rate, consolidate debts, or switch from a fixed to a variable rate (or vice versa). - read more

The Hidden Costs of Home Loans: Don’t Get Caught Off Guard When embarking on the journey of homeownership, many Australians find themselves navigating the complex world of home loans. On the surface, the mortgage process might seem straightforward. You find a home, secure a loan, and make payments until it’s fully paid off. However, the reality is more intricate, involving various fees and charges that can quickly add up. - read more

Finance News

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Uncovering the Impact of Unsolicited Solar Sales on Consumers 04 Jul 2025: Paige Estritori In a concerning revelation, Australian retiree Christine Hirchfield shares her ordeal with an unsolicited solar installation that turned into a financial nightmare. Despite her initial enthusiasm for cheaper energy bills and a greener home, the project remains incomplete more than a year later. Consumer groups are now advocating for a nationwide prohibition on deceptive sales practices that target vulnerable consumers like Ms Hirchfield. - read more

Australian Online Retail Sees Continued Growth in May Amidst Nationwide Spending Surge 03 Jul 2025: Paige Estritori Australian online retail sales experienced a modest rise in May, as consumers continued to invest in fashion, games, and toys. According to the latest figures from the National Australia Bank, there was a 0.7% increase in online sales for the month, compared to a 1.1% growth in April. Over the past year, Australians have spent approximately $63 billion on online retail purchases. - read more

Pay Boosts and Policy Changes: A Closer Look at Financial Updates for Australian Workers 03 Jul 2025: Paige Estritori The starting days of the new financial year bring significant changes for Australian workers, particularly those on minimum wage. As of Tuesday, the minimum wage will rise by 3.5 per cent, increasing hourly earnings to $24.95, or $948 weekly. This adjustment also affects award wages and comes as a response to rising living costs, outpacing current inflation rates. - read more

US Dollar Faces Historic Decline Amid Trump’s Tariff Policies 03 Jul 2025: Paige Estritori The US dollar has experienced an unprecedented decline, marking its worst first-half performance since 1973. Concerns surrounding President Donald Trump's tariff policies have intensified, leading to a substantial drop in the value of the world's primary reserve currency. Specifically, the dollar weakened by 10.7% against a basket of major trading partners' currencies in the first six months of the year, reminiscent of Nixon's era when the dollar was untethered from gold. - read more

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Knowledgebase

Option:
A financial derivative that gives the buyer the right, but not the obligation, to buy or sell an asset at a specified price on or before a specified date.